/* =========================================================
   BNQCorp Group — Light Boutique Wealth Theme
   Bone base · Amber gold accents · Arial typography
   ========================================================= */

:root {
  --ink: #0A0A0A;
  --ink-soft: #1C1C1C;
  --bone: #F4F4F4;
  --bone-warm: #E8E8E8;
  --cream: #FAFAF7;
  --gold: #F5B800;
  --gold-dark: #D9A300;
  --gold-soft: rgba(245, 184, 0, 0.12);
  --silver: #A8A8A8;
  --silver-dark: #707070;
  --muted: #6B6B6B;
  --rule: rgba(10, 10, 10, 0.12);
  --rule-strong: rgba(10, 10, 10, 0.22);

  --font-sans: Arial, "Helvetica Neue", Helvetica, sans-serif;
  --font-serif: Georgia, "Times New Roman", serif;

  --shadow-sm: 0 1px 3px rgba(0, 0, 0, 0.05);
  --shadow-md: 0 6px 18px rgba(0, 0, 0, 0.08);
  --shadow-lg: 0 18px 42px rgba(0, 0, 0, 0.12);

  --max-w: 1340px;
}

* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }

body {
  font-family: var(--font-sans);
  background: var(--bone);
  color: var(--ink);
  line-height: 1.6;
  font-size: 15.5px;
  font-weight: 400;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; transition: color .2s ease; }

.serif { font-family: var(--font-serif); font-weight: 400; letter-spacing: -0.005em; }
.mono {
  font-family: var(--font-sans);
  font-size: 11.5px;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--gold-dark);
  font-weight: 700;
}

/* =============== TOP UTILITY BAR =============== */
.topbar {
  background: var(--ink);
  color: var(--bone);
  font-size: 12px;
  letter-spacing: 0.04em;
}
.topbar__inner {
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 10px 32px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  opacity: 0.9;
}
.topbar a { color: var(--bone); }
.topbar a:hover { color: var(--gold); }
.topbar__links { display: flex; gap: 28px; }
.topbar__links a.active { color: var(--gold); }

/* =============== MAIN NAVIGATION =============== */
.nav {
  background: rgba(244, 244, 244, 0.96);
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--rule);
  position: sticky;
  top: 0;
  z-index: 100;
}
.nav__inner {
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 18px 32px;
  display: flex;
  justify-content: space-between;
  align-items: center;
}
.nav__logo img { height: 36px; width: auto; }
.nav__links { display: flex; gap: 34px; align-items: center; }
.nav__links a {
  font-size: 13px;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--ink-soft);
  font-weight: 700;
  position: relative;
  padding: 4px 0;
}
.nav__links a:hover { color: var(--gold-dark); }
.nav__links a.active { color: var(--gold-dark); }
.nav__links a::after {
  content: "";
  position: absolute;
  left: 0; bottom: -4px;
  width: 0; height: 2px;
  background: var(--gold);
  transition: width .3s ease;
}
.nav__links a:hover::after,
.nav__links a.active::after { width: 100%; }

/* =============== BUTTONS =============== */
.btn {
  display: inline-block;
  padding: 13px 30px;
  font-size: 12.5px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  border: none;
  cursor: pointer;
  transition: all .25s ease;
  border-radius: 2px;
  font-family: var(--font-sans);
}
.btn--primary { background: var(--gold); color: var(--ink); }
.btn--primary:hover { background: var(--gold-dark); transform: translateY(-1px); }
.btn--outline { background: transparent; color: var(--ink); border: 1px solid var(--ink); }
.btn--outline:hover { background: var(--ink); color: var(--bone); }
.btn--ghost-light { background: transparent; color: var(--bone); border: 1px solid rgba(255,255,255,0.5); }
.btn--ghost-light:hover { background: var(--bone); color: var(--ink); border-color: var(--bone); }

/* =============== HERO =============== */
.hero {
  position: relative;
  min-height: 680px;
  display: flex;
  align-items: stretch;
  color: var(--bone);
  overflow: hidden;
}
.hero__bg {
  position: absolute;
  inset: 0;
  background-size: cover;
  background-position: center;
  z-index: 0;
}
.hero__bg::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(100deg,
    rgba(10,10,10,0.78) 0%,
    rgba(10,10,10,0.55) 45%,
    rgba(10,10,10,0.30) 100%);
}
.hero__inner {
  position: relative;
  z-index: 2;
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 110px 32px 80px;
  display: grid;
  grid-template-columns: 1.4fr 1fr;
  gap: 60px;
  align-items: center;
  width: 100%;
}
.hero__mono { color: var(--gold); margin-bottom: 22px; }
.hero h1 {
  font-family: var(--font-serif);
  font-weight: 400;
  font-size: clamp(40px, 5.4vw, 70px);
  line-height: 1.05;
  letter-spacing: -0.015em;
  margin-bottom: 28px;
}
.hero h1 em { color: var(--gold); font-style: italic; font-weight: 400; }
.hero__tagline {
  font-size: 17px;
  max-width: 560px;
  color: rgba(244,244,244,0.88);
  margin-bottom: 40px;
  line-height: 1.65;
}
.hero__cta { display: flex; gap: 14px; flex-wrap: wrap; }
.hero__meta {
  border-left: 1px solid rgba(244,244,244,0.18);
  padding-left: 40px;
}
.hero__meta-item { margin-bottom: 28px; }
.hero__meta-item:last-child { margin-bottom: 0; }
.hero__meta-value {
  font-family: var(--font-serif);
  font-size: 40px;
  line-height: 1;
  color: var(--gold);
  display: block;
  margin-bottom: 6px;
  font-weight: 400;
}
.hero__meta-label {
  font-size: 11.5px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  opacity: 0.7;
  color: var(--bone);
}

/* =============== SECTIONS =============== */
.section {
  padding: 110px 32px;
}
.section--bone { background: var(--bone); }
.section--cream { background: var(--cream); }
.section--warm { background: var(--bone-warm); }
.section--dark { background: var(--ink); color: var(--bone-warm); }
.section__inner { max-width: var(--max-w); margin: 0 auto; }

.section__head {
  display: grid;
  grid-template-columns: 1fr 1.4fr;
  gap: 64px;
  margin-bottom: 72px;
  align-items: start;
}
.section__head-left .mono { margin-bottom: 18px; }
.section__title {
  font-family: var(--font-serif);
  font-weight: 400;
  font-size: clamp(34px, 3.8vw, 50px);
  line-height: 1.12;
  letter-spacing: -0.01em;
  color: var(--ink);
}
.section__title em { color: var(--gold-dark); font-style: italic; }
.section--dark .section__title { color: var(--bone); }
.section--dark .section__title em { color: var(--gold); }

.section__intro {
  font-size: 17.5px;
  line-height: 1.7;
  color: var(--muted);
  padding-top: 12px;
}
.section--dark .section__intro { color: rgba(232, 232, 232, 0.82); }

/* =============== TWO-COLUMN (overview) =============== */
.two-col {
  display: grid;
  grid-template-columns: 1.1fr 1fr;
  gap: 72px;
  align-items: center;
}
.two-col--reverse { grid-template-columns: 1fr 1.1fr; }
.two-col--reverse .two-col__media { order: 2; }
.two-col__media {
  position: relative;
  aspect-ratio: 4 / 5;
  overflow: hidden;
}
.two-col__media img { width: 100%; height: 100%; object-fit: cover; }
.two-col__media::before {
  content: "";
  position: absolute;
  top: -16px; left: -16px;
  right: 16px; bottom: 16px;
  border: 1px solid var(--gold);
  z-index: -1;
}
.two-col__body p {
  margin-bottom: 18px;
  color: var(--muted);
  line-height: 1.75;
  font-size: 16px;
}
.section--dark .two-col__body p { color: rgba(232,232,232,0.82); }
.two-col__body p:last-child { margin-bottom: 0; }
.two-col__sub {
  font-family: var(--font-serif);
  font-size: 24px;
  color: var(--ink);
  margin-bottom: 14px;
  font-weight: 400;
}
.section--dark .two-col__sub { color: var(--bone); }

/* =============== SERVICE CARDS =============== */
.services {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1px;
  background: var(--rule);
  border: 1px solid var(--rule);
}
.service {
  padding: 48px 44px;
  background: var(--bone);
  transition: background .3s ease;
  position: relative;
}
.service:hover { background: var(--cream); }
.service:hover .service__arrow { transform: translateX(6px); }
.service__num {
  font-family: var(--font-sans);
  font-size: 11.5px;
  letter-spacing: 0.25em;
  text-transform: uppercase;
  color: var(--gold-dark);
  font-weight: 700;
  margin-bottom: 20px;
}
.service__title {
  font-family: var(--font-serif);
  font-size: 26px;
  font-weight: 400;
  line-height: 1.2;
  margin-bottom: 16px;
  color: var(--ink);
}
.service__body {
  color: var(--muted);
  font-size: 15px;
  line-height: 1.75;
  margin-bottom: 22px;
}
.service__arrow {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-size: 12px;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--ink);
  font-weight: 700;
  transition: transform .3s ease;
}
.service__arrow::after {
  content: "→";
  color: var(--gold-dark);
  font-size: 16px;
}

/* =============== FEATURE ROW =============== */
.features {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
  border-top: 1px solid var(--rule);
  border-bottom: 1px solid var(--rule);
}
.section--dark .features { border-color: rgba(255,255,255,0.12); }
.feature {
  padding: 44px 32px;
  border-right: 1px solid var(--rule);
  transition: background .3s ease;
}
.section--dark .feature { border-right-color: rgba(255,255,255,0.12); }
.feature:last-child { border-right: none; }
.feature:hover { background: var(--cream); }
.section--dark .feature:hover { background: rgba(255,255,255,0.04); }
.feature__mark {
  font-family: var(--font-serif);
  font-size: 32px;
  color: var(--gold);
  margin-bottom: 20px;
  line-height: 1;
}
.feature__title {
  font-family: var(--font-serif);
  font-size: 20px;
  font-weight: 400;
  margin-bottom: 12px;
  letter-spacing: 0.01em;
  color: var(--ink);
}
.section--dark .feature__title { color: var(--bone); }
.feature__body {
  font-size: 14px;
  line-height: 1.7;
  color: var(--muted);
}
.section--dark .feature__body { color: rgba(232,232,232,0.72); }

/* =============== PROCESS STEPS =============== */
.steps {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 56px;
  counter-reset: step;
}
.step { position: relative; padding-top: 80px; }
.step::before {
  counter-increment: step;
  content: counter(step, decimal-leading-zero);
  position: absolute;
  top: 0; left: 0;
  font-family: var(--font-serif);
  font-size: 56px;
  color: var(--gold);
  line-height: 1;
  font-weight: 400;
}
.step::after {
  content: "";
  position: absolute;
  top: 32px; left: 88px; right: -28px;
  height: 1px;
  background: var(--rule);
}
.step:last-child::after { display: none; }
.step__title {
  font-family: var(--font-serif);
  font-size: 22px;
  margin-bottom: 12px;
  font-weight: 400;
  color: var(--ink);
}
.step__body {
  font-size: 15px;
  color: var(--muted);
  line-height: 1.75;
}

/* =============== GROUP PARTNERS =============== */
.partners {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}
.partner {
  background: var(--bone);
  border: 1px solid var(--rule);
  padding: 44px 36px 40px;
  display: flex;
  flex-direction: column;
  transition: all .3s ease;
}
.partner:hover {
  border-color: var(--gold);
  box-shadow: var(--shadow-md);
  transform: translateY(-3px);
}
.partner__logo {
  height: 42px;
  margin-bottom: 28px;
  display: flex;
  align-items: center;
}
.partner__logo img { height: 100%; width: auto; max-width: 100%; }
.partner__locale { margin-bottom: 12px; }
.partner__title {
  font-family: var(--font-serif);
  font-size: 24px;
  font-weight: 400;
  margin-bottom: 14px;
  line-height: 1.25;
  color: var(--ink);
}
.partner__body {
  font-size: 14.5px;
  color: var(--muted);
  line-height: 1.7;
  margin-bottom: 28px;
  flex-grow: 1;
}
.partner__link {
  font-size: 12px;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--ink);
  font-weight: 700;
  border-bottom: 1px solid var(--gold);
  padding-bottom: 4px;
  align-self: flex-start;
  transition: color .2s ease;
  display: inline-flex;
  gap: 8px;
}
.partner__link:hover { color: var(--gold-dark); }
.partner--dark {
  background: var(--ink);
  border-color: var(--ink-soft);
  color: var(--bone);
}
.partner--dark .partner__title { color: var(--bone); }
.partner--dark .partner__body { color: rgba(232,232,232,0.72); }
.partner--dark .partner__link { color: var(--gold); }

/* =============== CHIPS =============== */
.chips {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 28px;
}
.chip {
  padding: 10px 22px;
  background: var(--bone);
  border: 1px solid var(--rule);
  border-radius: 50px;
  font-size: 13px;
  color: var(--ink-soft);
  font-weight: 700;
  letter-spacing: 0.02em;
  transition: all .25s ease;
}
.chip:hover {
  border-color: var(--gold);
  color: var(--gold-dark);
  background: var(--gold-soft);
}

/* =============== CTA BAND =============== */
.cta-band {
  padding: 90px 32px;
  background: var(--ink);
  color: var(--bone);
  position: relative;
  overflow: hidden;
}
.cta-band__bg {
  position: absolute;
  inset: 0;
  background-size: cover;
  background-position: center;
  opacity: 0.22;
  z-index: 0;
}
.cta-band__inner {
  max-width: var(--max-w);
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 48px;
  position: relative;
  z-index: 1;
}
.cta-band__title {
  font-family: var(--font-serif);
  font-size: clamp(28px, 3.2vw, 42px);
  font-weight: 400;
  line-height: 1.2;
  max-width: 720px;
}
.cta-band__title em { color: var(--gold); font-style: italic; }

/* =============== CONTACT =============== */
.contact {
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: 72px;
  align-items: start;
}
.contact__office { margin-bottom: 36px; }
.contact__office h3 {
  font-family: var(--font-serif);
  font-size: 22px;
  margin-bottom: 10px;
  font-weight: 400;
  color: var(--gold);
}
.contact__office p {
  line-height: 1.8;
  color: rgba(232,232,232,0.82);
  font-size: 15px;
}
.contact__office a { color: var(--gold); }
.contact__form {
  background: rgba(255,255,255,0.04);
  padding: 44px 38px;
  border: 1px solid rgba(255,255,255,0.08);
}
.form-group { margin-bottom: 22px; }
.form-group label {
  display: block;
  font-size: 11px;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: rgba(232,232,232,0.65);
  margin-bottom: 10px;
  font-weight: 700;
}
.form-group input, .form-group textarea {
  width: 100%;
  padding: 12px 0;
  background: transparent;
  border: none;
  border-bottom: 1px solid rgba(255,255,255,0.15);
  color: var(--bone);
  font-family: var(--font-sans);
  font-size: 15px;
  transition: border-color .2s ease;
}
.form-group input:focus, .form-group textarea:focus {
  outline: none;
  border-bottom-color: var(--gold);
}
.form-group textarea { min-height: 90px; resize: vertical; }
.form-privacy {
  font-size: 12px;
  color: rgba(232,232,232,0.55);
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 24px;
}

/* =============== FOOTER =============== */
.footer {
  background: var(--ink);
  color: rgba(232,232,232,0.65);
  padding: 80px 32px 32px;
  font-size: 14px;
}
.footer__inner {
  max-width: var(--max-w);
  margin: 0 auto;
  display: grid;
  grid-template-columns: 2.2fr 1fr 1fr 1fr;
  gap: 64px;
  padding-bottom: 56px;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}
.footer__brand img { height: 34px; margin-bottom: 22px; }
.footer__tagline {
  font-family: var(--font-serif);
  font-style: italic;
  color: var(--bone);
  font-size: 17px;
  line-height: 1.6;
  max-width: 380px;
  margin-bottom: 24px;
}
.footer__address {
  font-size: 13.5px;
  line-height: 1.8;
  color: rgba(232,232,232,0.55);
}
.footer__col h4 {
  font-size: 11px;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 22px;
  font-weight: 700;
}
.footer__col ul { list-style: none; }
.footer__col li { margin-bottom: 10px; }
.footer__col a {
  color: rgba(232,232,232,0.65);
  font-size: 13.5px;
  transition: color .2s ease;
}
.footer__col a:hover { color: var(--gold); }
.footer__bottom {
  max-width: var(--max-w);
  margin: 28px auto 0;
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 12px;
  color: rgba(232,232,232,0.4);
  flex-wrap: wrap;
  gap: 16px;
}

/* =============== LANDING PAGE =============== */
.landing-hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  color: var(--bone);
  overflow: hidden;
}
.landing-hero__bg {
  position: absolute; inset: 0;
  background-size: cover; background-position: center;
  z-index: 0;
}
.landing-hero__bg::after {
  content: "";
  position: absolute; inset: 0;
  background: linear-gradient(135deg, rgba(10,10,10,0.85) 0%, rgba(10,10,10,0.55) 60%, rgba(10,10,10,0.35) 100%);
}
.landing-hero__inner {
  position: relative; z-index: 2;
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 140px 32px 100px;
  width: 100%;
}
.landing-hero__mono { color: var(--gold); margin-bottom: 32px; }
.landing-hero h1 {
  font-family: var(--font-serif);
  font-weight: 400;
  font-size: clamp(46px, 6.5vw, 84px);
  line-height: 1.02;
  letter-spacing: -0.015em;
  margin-bottom: 32px;
  max-width: 1020px;
}
.landing-hero h1 em { color: var(--gold); font-style: italic; }
.landing-hero__tagline {
  font-size: 19px;
  max-width: 640px;
  color: rgba(244,244,244,0.85);
  line-height: 1.7;
  margin-bottom: 52px;
}

.entities {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
  margin-top: 60px;
}
.entity {
  background: rgba(255,255,255,0.06);
  backdrop-filter: blur(6px);
  -webkit-backdrop-filter: blur(6px);
  border: 1px solid rgba(255,255,255,0.12);
  padding: 40px 36px 36px;
  transition: all .35s ease;
  display: flex;
  flex-direction: column;
  cursor: pointer;
}
.entity:hover {
  background: rgba(255,255,255,0.10);
  border-color: var(--gold);
  transform: translateY(-4px);
}
.entity__logo {
  height: 32px;
  margin-bottom: 28px;
}
.entity__logo img { height: 100%; width: auto; }
.entity__locale { color: var(--gold); margin-bottom: 12px; }
.entity__title {
  font-family: var(--font-serif);
  font-size: 22px;
  font-weight: 400;
  margin-bottom: 14px;
  color: var(--bone);
  line-height: 1.3;
}
.entity__body {
  font-size: 14.5px;
  color: rgba(244,244,244,0.75);
  line-height: 1.7;
  margin-bottom: 28px;
  flex-grow: 1;
}
.entity__arrow {
  font-size: 12px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--gold);
  font-weight: 700;
  display: inline-flex;
  align-items: center;
  gap: 10px;
  transition: gap .3s ease;
}
.entity:hover .entity__arrow { gap: 18px; }

/* =============== RESPONSIVE =============== */
@media (max-width: 1024px) {
  .section__head { grid-template-columns: 1fr; gap: 24px; }
  .hero__inner { grid-template-columns: 1fr; gap: 48px; padding: 90px 24px 60px; }
  .hero__meta { border-left: none; padding-left: 0; border-top: 1px solid rgba(244,244,244,0.18); padding-top: 32px; }
}
@media (max-width: 768px) {
  .nav__links { display: none; }
  .hero { min-height: 560px; }
  .two-col, .two-col--reverse { grid-template-columns: 1fr; gap: 48px; }
  .two-col--reverse .two-col__media { order: 0; }
  .two-col__media { aspect-ratio: 4 / 3; }
  .services { grid-template-columns: 1fr; }
  .features { grid-template-columns: repeat(2, 1fr); }
  .feature { border-right: 1px solid var(--rule); border-bottom: 1px solid var(--rule); }
  .feature:nth-child(even) { border-right: none; }
  .section--dark .feature { border-color: rgba(255,255,255,0.12); }
  .steps { grid-template-columns: 1fr; gap: 28px; }
  .step::after { display: none; }
  .partners { grid-template-columns: 1fr; }
  .entities { grid-template-columns: 1fr; }
  .cta-band__inner { flex-direction: column; align-items: flex-start; text-align: left; }
  .footer__inner { grid-template-columns: 1fr 1fr; gap: 40px; }
  .contact { grid-template-columns: 1fr; gap: 40px; }
  .topbar__inner { flex-direction: column; gap: 6px; padding: 8px 16px; }
  .section { padding: 72px 20px; }
  .nav__inner { padding: 14px 20px; }
  .landing-hero__inner { padding: 100px 20px 60px; }
}